body {
  background: #ffffff;
  color: #1e293b;
}

/* HERO */
.loans-hero {
  padding: 120px 20px;
  text-align: center;
  background: linear-gradient(180deg,#f8fafc,#ffffff);
}

.loans-hero h1 {
  font-size: 3rem;
}

.loans-hero p {
  max-width: 700px;
  margin: auto;
  color: #64748b;
}

/* INTRO */
.loans-intro {
  text-align: center;
  margin: 80px auto;
  max-width: 800px;
}

/* GRID */
.loans-grid {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 25px;
}

/* CARD */
.loan-card {
  background: white;
  padding: 30px;
  border-radius: 20px;
  box-shadow: 0 10px 40px rgba(0,0,0,0.05);
  transition: 0.4s;
}

.loan-card:hover {
  transform: translateY(-10px);
}

/* ICON */
.icon {
  margin-bottom: 15px;
}

.icon svg {
  fill: #6366f1;
}

/* PROCESS */
.loans-process {
  background: #f8fafc;
  padding: 100px 0;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 20px;
  text-align: center;
}

.step span {
  display: inline-block;
  background: #6366f1;
  color: white;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  line-height: 40px;
  margin-bottom: 10px;
}

/* CTA */
.loans-cta {
  padding: 100px 0;
  text-align: center;
  background: linear-gradient(90deg,#6366f1,#7c83ff);
  color: white;
}

/* ANIMATION */
.fade-up {
  opacity: 0;
  transform: translateY(40px);
  transition: 0.8s;
}

.fade-up.show {
  opacity: 1;
  transform: translateY(0);
}

/* RESPONSIVE */
@media(max-width:768px){
  .loans-grid,
  .process-steps {
    grid-template-columns: 1fr;
  }
}